Link: http://www.youtube.com/watch?v=a7pCaK0aASE&feature=PlayList&p=6B738A9C3006D23E&index=0&playnext=1

When you are denied health insurance Sometimes even healthy people can't get a company to sell them a policy. Jacqueline Ruess was lying on a bed inside a hospital in Boca Raton, Florida, still woozy from anesthesia but hoping that, maybe just this once, she'd caught a break. She'd had laparoscopic surgery in order to examine a growth her gynecologist thought might be ovarian cancer. Ruess, who was 34 at the time, in the fall of 2001, feared that her two young boys, whose father died from a congenital heart defect three years earlier, were on the verge of losing her as well. "It was probably the darkest week of my life since my husband passed away," she recalls.